Law Enforcement Life Insurance Blog

Articles

California Cop's Wife Takes on State of California
 In 2011, Lynne Brown heard about Assembly Bill 109 and couldn't believe what she was hearing. She knew, coming off of a deadly year for law enforcement in 2010, that AB109 would result in more risk to officers lives. She told her husband, a Deputy Sheriff, that she couldn't let this one get... Read More
How Much Life Insurance Should Police Officers Have?
 While working with our Law Enforcement clients, we often hear the question “How much income does my family need”? The answer to this question differs from one officer’s situation to the next. Consider the following: What would be the financial impact on your family i... Read More
Law Enforcement Take Charge of Insuring Your Future
 If there is one thing the recession (and all the subsequent economic twists and turns that followed) has taught us, it’s the value of being proactive when it comes to our futures. While you may not be able to control what’s happening in Washington, D.C. and on Wall Street, you can... Read More
45 Lessons Life Has Taught Me
Written by Regina Brett, 90 years old, of the Plain Dealer, Cleveland , Ohio . "To celebrate growing older, I once wrote the 45 lessons life taught me. It is the most requested column I've ever written. 1. Life isn't fair, but it's still good. 2. When in doubt, just take the next sma... Read More
Is It Worth The Risk For Police Officers?
 IS IT WORTH THE RISK For Police Officers? With the stock market volatility over the last decade, many officers are wondering if the market is really the best place to be investing in their retirement. Well, what other options do I have, you might ask? The banks are paying next to no inter... Read More
Retirement Checklist For Police Officers
At Law Enforcement Insurance Services, we get many questions about retirement matters, from officers who are already retired, those who are about to retire in the near future, and those who have a long way to go still and want to make sure they are on the right track. So we decided to make a... Read More
POLICE OFFICERS LOOKING FOR A SAFE ALTERNATIVE TO THE STOCK...
 Are you losing money in your investment accounts due to the wild roller coaster ride the markets have been taking us on? Many Law Enforcement Officers are! Did you know that there are safe alternatives that you can protect your hard-earned money that will give you a safe-haven from the stock... Read More
Woman charged in stabbing of police officer with pliers
A Buffalo woman was charged with stabbing a city police officer in the ear while she was being evicted from her apartment at 184 Chicago St. on Tuesday morning. Markita N. Godfrey, 26, who had earlier been evicted and technically was trespassing, is accused of stabbing Police Officer Daniel O&rs... Read More
The Ideal Solution for Court Ordered Life Insurance
Life Happens: the good and the not-so-good, for civilians as well as for Law Enforcement Officers. The extraordinary stress of the job and lifestyle of a Law Enforcement career can, at times, place tremendous pressures on a marriage. Unfortunately, this type of lifestyle can be overwhelming for ... Read More
The Importance of Liability and Umbrella Coverage for Law...
As a law enforcement officer, society has an expectation that you will serve and protect regardless of whether you are clocked in. Unfortunately, even in the event you stop a crime or even save a life you can find yourself on the receiving end of a lawsuit. It’s not news that law enforcement... Read More
Term Life Insurance for Law Enforcement and Police:
Life Insurance, it’s an amazing product when you really think about it. Basically, you can place a million bucks in an “escrow account” for your loved ones to use in the event of an End-of-Watch. The price for this insurance would most likely be less than the cost of that Venti... Read More
WHY It’s Important for Police Officers TO Update Their...
WHY It’s Important for Police Officers TO Update Their Beneficiaries When was the last time you reviewed your beneficiaries on your life insurance policy?  How about your retirement plan, 401k, or I.R.A.?  Most Law Enforcement Officers set up at least a primary beneficiary when th... Read More
NYPD officer told to get Muslim leaders' blessing to honor...
A New York police officer seeking to rename a Harlem street for a cop gunned down inside a Manhattan mosque 40 years ago was told by local leaders to seek the blessing of area Muslims. NYPD Officer Philip Cardillo was shot dead in an infamous 1972 incident in which police responded to a fake &ldq... Read More
What Every LEO Needs to Know About Their Employer-Sponsored...
What Every LEO Needs to Know About Their Employer-Sponsored Life Insurance Today, most city, county, state, and Federal employers offer a group life insurance benefit to their employees.  But as a Law Enforcement Officer, should this be your primary means of protection for your family? It... Read More
What is Income Replacement?
What is Income Replacement? Income replacement is a simple concept to understand. Through the miracle of life insurance a beneficiary invests the death benefit of the policy and lives off the investment returns rather than spending down the death benefit or principal. In those years where the ... Read More
IS IT TIME TO SHOP FOR LOWER LIFE INSURANCE RATES?
IS IT TIME TO SHOP FOR LOWER LIFE INSURANCE RATES? If you are a Law Enforcement Officer who bought a Term Life Insurance policy over one year ago, how do you know when is the right time to get a new quote?  Even just a couple of years ago, term life insurance rates were higher.  With th... Read More
Movie Couragous making a big impact with Police Officers
The movie Courageous had an incredible impact on men across the United States. Many men were moved to take their families back for Christ as they watched the story of a police officer who commits to Christ and to being a better father following the sudden death of his daughter. Jaron Ministries&r... Read More
The 5 Biggest Life Insurance Mistakes Made By Law...
The 5 Biggest Life Insurance Mistakes Made By Law Enforcement Officers: Recently, Law Enforcement Life was asked by a Deputy Sheriff in Texas, “What are the biggest mistakes made when purchasing life insurance?”  Great question!  We have compiled 5 of the greatest mistakes t... Read More
Debt Relief Strategies for Police Officers
Debt Relief Strategies As Police and Law Enforcement officers, you work hard for your money and deserve every dollar you make. The challenge is keeping more of what you make while not running out of money at the end of the month. The challenge is that life is so unpredictable and filled with ... Read More
Should Law Enforcement Officers Buy Term or Universal
Should Law Enforcement Officers Buy Term or Universal Life Insurance? The biggest question facing most Law Enforcement Officers when buying life insurance is: - Do I need Term life insurance or Universal life insurance (permanent insurance)? On the other hand every LEO's first quest... Read More
The Truth About Insurance Websites
Most websites that offer “free quotes” for life insurance merely generate sales leads which are then purchased by insurance agents. Many times up to 5 agents will purchase 1 lead. This means you can expect to be contacted over and over by up to 5 agents offering the same products&hellip... Read More
Return of Premium Life Insurance For Police Officers
Life Happens: the good and the not-so-good, for civilians as well as for Law Enforcement Officers. The extraordinary stress of the job and lifestyle of a Law Enforcement career can, at times, place tremendous pressures on a marriage. Unfortunately, this type of lifestyle can be overwhelming for ... Read More
Is Your Life Insurance Policy Keeping Up?
Ah yes, your life insurance policy. Do you remember it? Sure you do. It was the day an insurance agent came by your house and showed you a bunch of computer generated illustrations…you filled out a stack of forms… and shortly after, a medical examiner shows up at your front door to... Read More





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